Blog

Your Rights And Rules For Closing Disclosures

  The Closing Disclosure documents the actual terms of your loan transaction. You should receive it no later than 3 business days before consummation. It must be in writing – paper or digital. If the loan terms or costs change prior to consummation, your...

Understanding Loan Estimate Comparisons

  Page 3 of your Loan Estimate includes measures to help you compare loans. “In X Years” shows the total amount you will have paid in that time, and the dollar amount applied to your loan principal. The ratio between total paid and principal reduced may change...

Calculating Your Cash To Close

  Page 2 of the Loan Estimate provides the current ESTIMATED cash to close. Some costs will stay the same between estimate and closing. Some will change. A – Origination Charges – should match. B – Can’t Shop – 10% Tolerance C – Can...

Understanding Your Loan Estimate: Other Costs

  Real estate transactions require taxes, certain pre-payments, and escrow funding. Recording fees are charged by government agencies for keeping legal ownership records, while “transfer taxes” may be imposed by states, counties and municipalities on real estate...

OUR PARTNERS

OFFICE LOCATION

1755 Lelia Drive, Suite 303
Jackson, MS 39216
Phone: 601-982-1000
Fax: 601-982-1005

OPEN HOURS

Mon - Fri: 9AM - 6PM
Weekends: As Needed